Introduction
This Disclaimer applies to all content, tools, courses, coaching sessions, community interactions, and services provided by Wealth Decoded, a brand operated by DJLRC Inc. By using the Site or services, you agree to this Disclaimer.
1. Educational Purpose Only: Not Investment Advice
Wealth Decoded is a financial education platform. We provide educational frameworks for life design and financial decision making.
We do not provide personalized investment advice, financial planning, tax advice, legal advice, accounting services, insurance advice, or specific buy/sell/hold recommendations for securities or assets.
All content, including course lessons, frameworks, tools, coaching, community posts, and communications, is educational and informational only.
2. Not a Registered Investment Advisor or Broker Dealer
DJLRC Inc. is not a registered investment advisor (RIA), broker dealer, CFP, CPA, or licensed financial professional with SEC/FINRA registration status through Wealth Decoded educational services.
No fiduciary relationship is created through use of this Site, courses, coaching, or community access.
3. Consult Qualified Professionals
Before making financial, legal, insurance, or tax decisions, consult licensed professionals who can assess your personal circumstances, risk tolerance, and goals.
4. No Guarantees of Results
We make no guarantees regarding returns, income, debt outcomes, employment results, or suitability of any strategy for your specific circumstances. Individual outcomes vary.
5. Investment Risk Disclosure
All investing involves risk, including potential loss of principal. Volatility, illiquidity, uncertainty, and market downturns can affect all asset classes.
- Equities can decline significantly.
- Real estate involves market and execution risks.
- Crypto and digital assets can be highly speculative.
- Diversification does not guarantee gains or prevent losses.
6. Third Party Information and Tools
References to third party platforms, books, studies, or tools are for educational purposes only and do not constitute endorsements or guarantees.
7. Coaching Disclaimer
Coaching sessions are educational. They are not personalized investment advisory services, legal services, tax services, therapy, or mental health counseling.
8. Community Disclaimer
Community content includes peer perspectives. Community posts are not professional advice and do not necessarily reflect Wealth Decoded views.
9. Earnings and Income Disclaimer
Any earnings or income examples are illustrative only and not promises of results. Your outcomes depend on many factors beyond our control.
10. Testimonials and Success Stories
Testimonials represent individual experiences and are not guarantees of typical outcomes. Any material consideration for testimonials will be disclosed.
11. Affiliate and Compensation Disclosure
If affiliate or compensated relationships exist, they will be clearly disclosed. Unless stated otherwise, references are not paid endorsements.
12. Use at Your Own Risk
You are responsible for your decisions and outcomes when applying information from our services. Use of our materials is at your own risk.
13. Limitation of Liability
To the fullest extent permitted by law, DJLRC Inc., Wealth Decoded, DJ Le Rouse, MBA, and affiliates are not liable for indirect, incidental, special, consequential, punitive, or similar damages related to use of services or reliance on content.
14. Indemnification
You agree to indemnify and hold harmless DJLRC Inc., Wealth Decoded, DJ Le Rouse, MBA, and affiliates from claims, losses, liabilities, costs, and expenses arising from your use of services or violation of terms.
15. Governing Law
This Disclaimer is governed by the laws of the State of Arizona, without regard to conflict of law principles. Venue and jurisdiction details should be finalized by legal counsel.
16. Severability
If any provision is unenforceable, the remaining provisions remain in full force and effect to the extent permitted by law.
17. Changes to This Disclaimer
We may update this Disclaimer periodically. The "Last Updated" date reflects current revision status. Continued use of services after updates constitutes acceptance.
18. Contact Us
DJLRC Inc. d/b/a Wealth Decoded
Email: legal@wealthdecoded.com
Website: wealthdecoded.com
Mailing address and jurisdiction language should be finalized with counsel.